**Regulatory disclosures can have lots of twists and turns**

Know the specifics of how to protect yourself and not your employer during a regulatory investigation.

we can help

“When the state regulator was threatening a heightened supervision agreement that would result in a regulatory disclosure, HLBS Law instructed me there was only one option in this scenario, fight back. HLBS worked with my compliance department to launch an all-out offensive to get the regulator to back down.
My disclosures were expunged and I did not end up with a regulatory disclosure.
”

— John Smith , Ameriprise

Are you facing any of these challenges?

• I just received a letter investigating a decision I made related to business or a client

• The regulator is asking for all of my documents to be turned over

• I have a pending customer dispute and now regulators are getting involved, do I need my own lawyer?

• My employer is offering to have their lawyer represent me, should I hire my own?

• My firm scheduled a meeting over a pending investigation by a regulator, I think I may be terminated by my firm.

• I have responded in writing and done an interview, and the regulator is offering an AWC or stipulation and consent. What do I do? Will I be fired? Am I employable now?

**We can help you glide through the process**

A regulatory investigation can feel like you’re facing powerful forces out of your control.

HLBS Law is unique in the industry because we don’t accept deals from regulators, unless the deal is truly in our client’s best interest. HLBS Law goes on the offensive and will take regulators all the way. Our goal is to clear the case. HLBS Law routinely handles cases with FINRA enforcement, SEC, NYSE, and state regulators across the county, which include insurance and security regulators. Many times the result of a negative disclosure can result in harm lasting your entire career

HLBS IS YOUR GUIDE TO THE SAFE SIDE

Facing a regulatory investigation could cost you your business. If you suspect you might be in trouble, or if you've received a letter saying there's an investigation coming, here are a few things you can do to help make sure you’re ready for what lies ahead.

1. Take a deep breath and do not panic, you will always have time to mount a defense.

2. Do not put anything in writing or speak to an agent of the regulatory body until you have consulted with a lawyer.

3. You must let your employer know immediately or in compliance with your employer’s policy of reporting investigations by regulators.

4. If you proceed on your own, get organized and make sure everything you put in writing is honest. At the end of the day, you do not want to get exposed and have it come out that you were being dishonest and hiding information. It will come out and the consequences will be bad.

5. If you are up against a deadline, ask the investigator for an extension. Do not panic write a response last minute.

QUESTION? CONSULTATION? CALL 720.900.5480